Insurance adjusting is an important job in the insurance industry, as adjusters help insurance companies assess claims and provide policyholders with the compensation they are entitled to.

 

Types of Adjusters

There are two main types of adjusters: independent and staff. Independent adjusters are not employees of any particular company; instead, they travel around to investigate property damage, interview witnesses and claimants, negotiate settlements between parties involved in a claim, and evaluate losses. Staff adjusters work for a specific insurer and have more regular hours, but still have many of the same responsibilities as an independent adjuster.

So, how do you become an insurance adjuster?

Licenses Required for Adjusting

Most states require that all claims professionals have a license to practice adjusting. Licensing requirements vary from state to state, but typically need applicants to pass exams and/or provide criminal background information. In some states, such as Texas, applicants must go through a training program before taking the exam, while other states such as California require only certain types of claims to be adjusted by licensed professionals. The National Association of Insurance Commissioners offers a list of each state’s licensing requirements on its website.

Options for Obtaining Licenses

The most common way to obtain a license is through online or classroom-based licensing courses offered by various education providers that prepare you for the exam. The primary advantage is that the course provides you with more information than merely studying for an exam and in some states, the course waives the state exam requirement. Certified licensing courses must contain 40 hours of material. It’s important to note, though, that not all licensing courses are created equal. While all certified courses fulfill the criteria to apply for your adjuster license, not all of them will adequately equip you to work as an adjuster. Insurance companies are expecting you to be productive the moment you start work. The more prepared you are to jump into claims handling situations, the more desirable you will be as a candidate for employment and the more valuable you will be as an employee. The course that you choose to secure your license can make all the difference in your success as an adjuster.

AE21’s Adjuster Pre-Licensing Courses are a new evolution in multimedia claims training that presents an experience that is unsurpassed in the insurance claims education industry.

AE21’s Courses provide a training experience that will keep you fully engaged while preparing you to step confidently into the role of a claims adjuster. Our state-of-the-art course caters to all styles of learning with abundant high-quality graphics, entertaining videos, full audio narration, transcripts in case you would like to read along, enhanced hands-on interactivity, and optional printable study workbooks that will allow you to create your own comprehensive off-line study guide. With its user-friendly interface and clear instructions, all of your focus will be on the dynamic content as you navigate the course.

Through this one-of-a-kind multimedia licensing program, not only will you learn how to handle claims arising out of the most common insurance policies sold in today’s marketplace, but you will learn the importance of what it truly means to be an adjuster and how the response to this honorable calling can lead to an exciting and satisfying career while making a positive impact in the lives of others.

This program will provide you with the best possible learning opportunity to understand what the claims practice is all about and the ability and confidence to respond to claims situations once you enter the practice.

Let AE21 help you get started on your path to becoming an insurance adjuster today!

 

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