If you are someone looking for a career change, becoming an insurance adjuster could be the next step for you.

 

With the current economic situation, it’s important to find new opportunities that offer stability and higher income. Insurance adjusting is a great option that can lead to a fulfilling career.

You might have many questions in mind, such as “What qualifications do I need?” or “How can I find a job?”

One of the first questions you need to answer is “What type of adjuster do I want to be?”

There are several options, but one of the most popular is a CAT (“Catastrophic”) adjuster. This is one of the most common ways to get your foot in the door and get the experience that will qualify you to do other things in your new profession.

What is a Catastrophic Adjuster?

A CAT or Catastrophic Adjuster is someone who handles claims during natural disasters, such as hurricanes, floods, and hailstorms. Such events require a large volume of claims to be processed quickly, and that’s when insurance companies use CAT companies to manage the workload. CAT companies contract with independent adjusters who are licensed to work in various states to handle these claims in a timely and effective manner.

How to Become a Licensed Insurance Adjuster

To work as an independent adjuster, you need a license that is regulated at the state level. First, you will want to be licensed in your home state if it is required and then research the states where you would like to work and then get licensed in those states. Some states, such as Texas, offer additional benefits, including reciprocity, where other states honor your Texas license.

The licensing process involves either taking the state test at a testing center or completing an approved licensing class from a certified training company. Nearly everyone chooses the licensing course, as the course material prepares you for the test, which is mandatory in some states and in others passing the course materials waives the exam requirement as the state considers passing the licensing class the same as passing their exam.

Obtaining Your Adjuster License

After passing the licensing class, you need to submit the certificate, fingerprints, and a photo to the state to secure your license.

Be Prepared

It’s essential to get yourself trained as an adjuster to prepare yourself for work and maintain your license. AE21 offers an Adjuster Training Program that will walk you through all the aspects of being a new adjuster.

The course material includes what tools to acquire, your expected duties, and how to perform them efficiently. Since insurance companies expect you to be productive from the moment you start work, it’s important to come prepared. AE21‘s Adjuster Training Program is second to none, and it will ensure you are ready for your first day on the job.

Finding Job Opportunities

Once you have obtained your license and been trained, it’s time to apply to CAT companies. The goal is to get on their roster for the next catastrophe that strikes. Therefore, you need to ensure that your skill set, certifications, and licensing remain up-to-date, so you are always ready to serve in the event of a catastrophic event.

Insurance Adjusting as a Career Choice

Insurance Adjusting is an excellent career choice, and the job security it offers is highly valuable. The work is challenging, but the rewards make the effort worthwhile. The CAT adjusting business is recession-proof. Insurance companies are always looking for independent adjusters to manage their claims, and the demand is always on the rise.

Becoming an insurance adjuster requires hard work, dedication, and a willingness to always keep learning. The investment you make in training and certifications will be worth it, as it will open doors to better career opportunities. AE21 can guide you through the process and provide the courses necessary to become licensed and maintain your license. Contact AE21 and start your training today to build a secure future for yourself as an insurance adjuster.

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