Blog
How to Build Strong Relationships with Policyholders: A Guide for Insurance Adjusters
- March 28, 2025
- Posted by: Mike Puckett
- Category: Adjuster Licensing Best Practices Claims Management eLearning Insurance Adjuster success

In the fast-paced world of insurance adjusting, technical expertise is crucial—but so is building trust and strong relationships with policyholders. The claims process can be stressful for customers, and as an adjuster, your ability to communicate with empathy, clarity, and professionalism can make all the difference.
At AE21, we recognize that adjusters who master both the technical and interpersonal aspects of their role are the most successful. That’s why we offer comprehensive adjuster training and continuing education programs designed to enhance both your industry knowledge and customer service skills.
Why Strong Relationships Matter in Insurance Adjusting
Policyholders rely on adjusters during some of life’s most challenging moments—whether it’s a car accident, property damage, or another unexpected loss. A positive experience can lead to higher customer satisfaction, fewer disputes, and even stronger referrals for your insurance company.
When you build trust and rapport with policyholders, you:
✅ Reduce conflict and frustration during the claims process
✅ Improve communication and cooperation
✅ Increase claim resolution efficiency
✅ Enhance your professional reputation
5 Key Strategies for Strengthening Relationships with Policyholders
1️⃣ Communicate Clearly and Often
Lack of communication is a common complaint in the claims process. Make sure to:
🔹 Explain the claims process in simple terms
🔹 Set clear expectations for timelines and next steps
🔹 Provide frequent updates to keep policyholders informed
2️⃣ Show Empathy and Understanding
Insurance claims often come with stress and uncertainty. Demonstrating empathy can build trust. Use phrases like:
🗣 “I understand this is a difficult time for you. My goal is to make this process as smooth as possible.”
3️⃣ Be Transparent and Honest
Policyholders appreciate honesty, even if the news isn’t what they want to hear. If a claim has limitations, explain why and provide any alternative solutions.
4️⃣ Be Accessible and Responsive
Timely responses help ease concerns. If you can’t provide an immediate answer, acknowledge the inquiry and follow up as soon as possible.
5️⃣ Continue Your Education and Training
The best adjusters are always learning. Staying updated on insurance regulations, negotiation tactics, and customer service best practices helps you provide better service.
AE21: Your Partner in Insurance Adjuster Education
At AE21, we help adjusters not only stay licensed and compliant but also improve their customer service, negotiation, and communication skills. Our state-approved online courses cover everything from policy interpretation to real-world claims handling strategies.
Why Choose AE21 for Your Adjuster Training & Continuing Education?
✔ State-Approved Courses – Stay compliant with CE requirements
✔ Flexible Online Learning – Learn at your own pace, anytime, anywhere
✔ Industry-Expert Instructors – Gain insights from experienced professionals
✔ Customer Service & Negotiation Training – Enhance your ability to connect with policyholders
Ready to Elevate Your Career?
Strong relationships with policyholders start with knowledge, communication, and trust. Let AE21 help you become a more effective, trusted, and successful adjuster.