The words “Property and Casualty Insurance” may not sound too exciting, but our world without its existence would be quite boring. The risks for both individuals and businesses that make life exciting are often covered by Property and Casualty insurance. One is more inclined to take a risk or dream big, knowing the risk is […]

Traditional notions of insurance are nearly extinct, and the brave new world of retained risk has given new meaning to the notion of self-insurance as commercial consumers become the majority, and often exclusive, stakeholders in the financial outcome of claim exposures. One might argue that, except in the case of a catastrophic loss, true insurance […]