Becoming an Insurance Claims Adjuster in Kentucky
- June 7, 2021
- Posted by: April Hilbert
- Category: Claims Adjuster Continuing Education Insurance Adjuster Uncategorized
If you live in the state of Kentucky and are looking to become a licensed insurance claims adjuster, we’ve broken the process down for you. You can begin a career as an adjuster in Kentucky in 4 steps.
Step 1: Meet the requirements.
- Be 18 years of age or older
- Be trustworthy and of good reputation
- Be financially responsible
- Be competent to exercise the license
- Have an office accessible to the public
Step 2: Apply for your license. Kentucky requires an application prior to registering for or taking the state adjuster license exam. You can apply for the license through NIPR.
Step 3: Prepare for and pass the KY state exam administered by the Kentucky Department of Insurance
Kentucky does NOT require pre-licensing education. However, a comprehensive course of study such as AE21 Online’s Kentucky License Prep Course is highly recommended to ensure passing the state exam.
Kentucky’s adjuster license exam is considered to be one of the most difficult in the nation. Why? Because there are only 50 questions!
AE21’s Kentucky’s Adjuster License Exam-Prep Course provides the fastest and most effective learning experience to prepare for and pass the Kentucky Adjuster License Exam. The course is specifically designed to address the needs of both entry-level and experienced adjusters seeking licensure. Completion is self-paced and provides the ultimate flexibility in whatever learning style that suits you best.
Not only is the course geared specifically for the needs of today’s future adjusters, our course provides a little known SECRET to passing the Kentucky licensing exam!
AE21’s prep course will help remove the anxiety of taking the exam. The practice exams contained within the course can be taken over and over with a new random shuffle of questions until you are consistently achieving a high score. You will know when you are ready to take on the official exam and can be confident in your ability to pass. Once you are ready to take the exam you can find step-by-step instructions and schedule your exam appointment HERE.
All applicants must have a scheduled appointment to sit for the examination(s); walk-ins are not accepted. To create a secure, password-protected eServices account, click on “eServices” on the Department of Insurance (DOI) home page (http://insurance.ky.gov) and then click on “First time here, Create eServices Account” to set up the account. Once your online record reflects “pending examination” you are eligible to schedule your examination online. Any examination retake and rescheduling may be done through this account as well.
Step 4: Background Check.
Once you’ve passed your state adjuster exam, you will be required to obtain a background check through the Kentucky CourtNet System. Online requests are usually processed in one to two business days.
A couple of things to know about being a licensed claims adjuster in Kentucky:
Kentucky resident adjusters are required to complete 24 hours of Continuing Education, 3 of which must be certified as “Ethics”, every 2 years.
AE21 Online is proud to offer Kentucky Continuing Education. To learn more about our Kentucky CE courses, click HERE.
Reciprocity means an adjuster holding a home state license can apply for an adjuster license in another state without having to take that state’s exam. If you want to learn more about reciprocity and why it is vital to your success, visit our blog post on the topic.
Kentucky grants reciprocal licenses to adjusters who are licensed in their home state or adjusters who hold a Designated Home State (DHS) license, as long as the home or DHS state requires an examination.
We’re here to help you get started on your way to becoming a successful claims adjuster in Kentucky. For more information click here or check out The Kentucky Department of Insurance website.