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3 Steps to Becoming an Insurance Adjuster in Florida
- February 24, 2021
- Posted by: April Hilbert
- Category: Claims Adjuster Insurance Adjuster licensing Uncategorized
Being in the direct path of hurricanes is one factor that keeps Florida insurance adjusters in high demand.
Beginning a career as an adjuster in Florida is not as complicated as you might think. While it does not require a college degree, in the state of Florida insurance adjusters of every kind and type must be licensed. So how do you get a license?
While there are several different lines of insurance, Florida only offers one type of adjuster’s license, the All-Lines Adjuster License. The Florida All-Lines License is more specifically referred to as a “6-20” license for Florida resident adjusters or a “7-20” for non-resident adjusters.
*Note: There is one exception. Public Adjusters must hold a Public Adjuster License (3-20 license). However, one seeking licensure as a Public Adjuster must FIRST be licensed as a 620 or 720 All Lines Adjuster for 6 months prior to testing to become a Public Adjuster.
Step 1 for a 6-20 license: You must be:
- A natural person at least 18 years of age.
- A resident of the state of Florida.
- A United States citizen or legal alien who possesses a work authorization from the United States Immigration and Naturalization Service.
- Not hold a resident license in another state.
Step 1 for a 7-20 license: You must be:
- A natural person at least 18 years of age.
- A non-resident of the state of Florida.
- A United States citizen or legal alien who possesses a work authorization from the United States Immigration and Naturalization Service.
Step 2 for both the resident and non-resident is to choose your path to licensure. There are two primary paths to getting an adjuster license in the state of Florida.
- Study for and take the state-administered test at one of the testing centers.
- Complete and pass an approved licensing course from a certified training provider.
Most people choose the licensing course. The primary advantage is that the course provides you with more information than merely studying for an exam and the course waives the state exam requirement. To be approved by the state to waive the exam, licensing courses must contain 40 hours of material. Successful completion of an approved course allows the licensee to waive the state-administered exam. It’s important to note, though, that not all licensing courses are created equal. While all certified courses will get you the designation certificate to apply for your adjuster license, not all of them will adequately equip you to work as an adjuster. Insurance companies are expecting you to be productive the moment you start work. While you will receive some training on the company’s systems and practices, you should already have a strong foundation and understanding of claims adjusting policies and principles. The more prepared you are to jump into claims handling situations, the more desirable you will be as a candidate for employment and the more valuable you will be as an employee. The course that you choose to secure your license can make all the difference in your success as an adjuster.
AE21’s Florida Certified Claims Adjuster Licensing Program is second to none. It walks you through all aspects of being a new adjuster and provides the foundation you will need to be confident and productive from your very first day on the job. The product of 3 generations and over 60 years of combined claims adjusting experience, this online program is the finest and most comprehensive licensing program available anywhere in the United States. The building-block or “reinforced-learning” approach provides an unparalleled learning experience allowing you to not only earn your license, but to have developed a solid foundation of claims knowledge that will be applicable to all lines of insurance and claims adjusting.
Upon successful completion of this course, you will earn the designation of Certified Claims Adjuster, which will allow you to waive the Florida Adjuster Exam and secure your Florida All-Lines Adjuster License.
Step 3- Apply for your license and get your fingerprints!
To find out more and get started on your new path to being a Florida Adjuster today visit ae21.com