This course, certified by the Florida Department of Financial Services, provides the Certified Claims Adjuster designation, allowing you to obtain your All-Lines Adjuster license without the state-administered exam. The course is designed to be equivalent to a 40-hour classroom or self-study course. However, learning speeds vary—those with prior insurance experience may complete it in less time, while others may need more time. It’s self-paced, ensuring you can progress at your own speed.

Due to the significant responsibility of insurance adjusters and their impact on the public, we expect all students to approach this course seriously and with integrity. Completion will demonstrate your readiness for timely and appropriate claims practices.

You have one year from enrollment to complete the course. If you need more time beyond the 1-year access, extensions may be requested for $25 per 30 days, provided the request is received within 60 days of the course's expiration. If more than a year has passed since your last course activity, you must restart the course from the beginning.

To request an extension, submit a support ticket or call our office at 800-820-4550.

All adjusters of every kind and type must be licensed.

No, Florida only offers an All Lines Adjuster License (6-20 for residents or 7-20 for non-residents).

Note: If you wish to become a Public Adjuster, you must first hold a 620 or 720 All Lines Adjuster license for at least 6 months before testing for the Public Adjuster license (3-20 license).

You can avoid sitting for the the state exam by obtaining the Certified Claims Adjuster (CCA) designation. This course provides the CCA designation, allowing you to bypass the state exam. For more information on designations, click here: Designations

Possibly. If you already hold a valid adjuster license in Florida, you may qualify for an equal or lesser license without an exam. Non-residents may be exempt from the exam—check the list of reciprocating states for more details: Reciprocating States.

Note: If you wish to switch to a Public Adjuster license, you must take the public adjuster exam per Florida Statute 626.221.

Reciprocity allows adjusters licensed in one state to apply for a license in another state without taking that state's exam or pre-licensing course. This saves time and money, as many states recognize licenses from other states with mutual agreements.

For a list of states that honor Florida’s adjuster license, visit the official Florida Department of Financial Services website: Florida Reciprocating States

Your license will expire if 48 months pass without an active appointment. Failure to complete continuing education may result in the cancellation of your appointment.

To check your application and license status, visit the DFS "MyProfile" page.

A current listing of the state's application and fingerprinting fees can be found HERE
**Note that by taking this course, you will not be required to pay an Examination fee.

For current instructions on fingerprinting for both residents and non-residents, click HERE.

You will have access to the Florida “CCA” Designation course, “The Laws & Rules of Florida Public Adjusting”, and “Florida Public Adjuster Practice Exams” for 1 year from the date of your enrollment in the Public Adjuster Apprentice Training Program.

If more time is needed to complete the course beyond the provided 1-year access period, extensions may be available with an administrative charge of $25 per 30 days. To be eligible for an extension, such a request must be received within 60 days of the course’s expiration date.

Note regarding the FL CCA Licensing Program

If the course has been inactive for a year or more and an extension is requested, the course must be restarted from the beginning.

Our recommendation is as follows:

• First, secure your All-Lines license by taking the Florida Certified Claims Adjuster Licensing Course (which will allow you to waive the state exam for this license type).
• Next, you must be appointed by a fully-licensed Public Adjuster as a Public Adjuster Apprentice for a period of 6 months. During this time, while you are receiving on-the-job training with your mentor, we recommend studying for the exam using the Laws and Rules of Florida Public Adjusting, the Practice Exams, and referring back to the material in the Certified Claims Adjuster Licensing Program.
• Then, once you have completed your apprenticeship and feel that you are ready, schedule and take your state-administered Public Adjuster exam and embark on your new career!

An All-Lines Adjuster handles insurance claims on behalf of an insurance carrier, independent adjusting firm, or third party administrator. When most people think of insurance claims adjusters, it is an All-Lines adjuster that they are thinking of.

According to Florida law, a Public Adjuster is anyone who, for money or commission, prepares, completes, or files an insurance claim for an insured policyholder, or who acts on behalf of or assists the policyholder in negotiating for or securing the settlement of a claim (or claims) for loss or damage that is covered by an insurance contract (policy). This also includes anyone who advertises for employment as an adjuster of such claims, or anyone solicits, investigates or adjusts such claims on behalf of a public adjuster.

In other words, a Public Adjuster works on behalf of the policy holder. Public Adjusters ONLY represent policyholders in property losses... most commonly, homeowner's claims.

We recommend reaching out to the Florida Association of Public Insurance Adjusters (FAPIA) to address questions pertaining to the work and business of public adjusting.

You can visit FAPIA online at https://www.fapia.net/