New York Independent General Adjuster License Exam Prep

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    • 100% Online and Self-Paced Study Course
    • Printable & Fillable Study Workbook
    • Unlimited Mock Exams With New Questions Each Time!
    • 12 Months of Course Access
    • Expert Subject-Matter Support

  • AE21 Online’s New York Independent General Adjuster License Exam-Prep Course equips you to tackle the most comprehensive adjuster exam in the nation.

    Covering all lines of insurance, accident and health, medical terminology, and vehicle construction, this online, self-paced program breaks down complex topics into clear, manageable modules.


    With expert-led video lessons, realistic practice exams, and in-course quizzes, you’ll build confidence and reinforce key concepts at your own pace. Our targeted study guides focus on New York’s unique regulatory requirements, ensuring you’re fully prepared for every question.


    Whether you’re entering the insurance field or expanding your credentials, this course lays a solid foundation for success. Gain the knowledge, strategies, and test-taking skills you need to pass the state-administered exam and advance your career as a licensed adjuster.

Course Outline

Lessons

  1. Introduction and Instructions
  2. Insurance Regulations & Adjuster Licensing
  3. Insurance Basics, Principles, and Concepts
  4. Adjusting Losses
  5. Accident and Health Insurance Basics
  6. The Medical Anatomy of Casualty Insurance
  7. Dwelling and Homeowners Insurance
  8. The Personal Auto Policy
  9. Vehicle Parts & Construction
  10. Personal Watercraft Insurance
  11. Personal Recreational Vehicles
  12. Commercial Package Policies
  13. Commercial General Liability (CGL)
  14. Commercial Property Insurance
  15. Commercial Crime Insurance
  16. Commercial Inland Marine Insurance
  17. Ocean Marine Insurance
  18. Boiler and Machinery (aka Equipment Breakdown)
  19. Farm Coverage
  20. The Businessowners (BOP) Policy
  21. Workers Compensation Laws
  22. Surety and Fidelity Bonds
  23. Aviation Insurance
  24. Umbrella & Excess Policies
  25. Professional & Specialty Liability Insurance
  26. Surplus Lines
  27. Flood Insurance
  28. Difference in Conditions
  29. Identity Theft
  30. Crop Insurance
  31. New York Laws, Rules and Coverages
  32. New York Practice Exam

Why Choose AE21?

  • Comprehensive Study Materials

    Printable and fillable guided note-taking workbooks help you create an offline study guide and enhance retention.

  • Unlimited Practice Exams

    Mimic the official New York exam with unlimited practice tests, drawing from a bank with over 500 questions.

  • Self-Paced Learning

    Empower yourself with the flexibility to choose your ideal study style and speed.

  • Engaging Content

    Optional audio narration, vivid graphics, and occasional videos make learning enjoyable and effective.

  • Mastery Quizzes

    Each lesson is followed by a mastery quiz to ensure you’re on the right track.

  • Expert Support

    Benefit from over half a century of combined industry experience, with seasoned subject matter experts available to assist you with any challenges.

Frequently Asked Questions

What is your course extension policy?

If more time is needed to complete the course beyond the provided 1-year access period, extensions may be available with an administrative charge of $25 per 30 days. To be eligible for an extension, such a request must be received within 60 days of the course’s expiration date.

To request an extension, you can submit a support ticket or call our office at 800-820-4550.

What are the requirements for a New York resident adjuster’s license?

  • Be at least 18 years old
  • Be trustworthy and competent
  • Have never been convicted of felony or any crime or offense involving fraudulent or dishonest practices

Does New York require a pre-licensing course before I can sit for the state exam?

New York does NOT require pre-licensing education. However, a comprehensive course of study such as AE21 Online's New York License Exam Prep Course is highly recommended to ensure passing the state exam.

How do I schedule and take the state exam?

New York Adjuster License Exams are administered through PSI. To schedule your exam through PSI, click HERE.

How do I apply for my New York adjuster’s license?

The application and application instructions can be found HERE.

What else will I need to secure my New York adjuster’s license?

In addition to passing the exam, you will need to:

  • Be fingerprinted through https://www.identogo.com/
  • Submit 5 Certificates of Character (details contained in the licensing application)
  • Provide a $1,000 bond to cover the licensing period
  • Include a Certificate of Good Conduct from the Board of Parole if you have committed a felony or crime involving fraudulent or dishonest practices

Does New York require Continuing Education to maintain my license?

New York does NOT require Continuing Education.

How do I renew my license?

Your license valid for two years. It will expire on December 31 in each even-numbered year.

To renew your license, click HERE

Does New York honor reciprocity with other states?

New York is not reciprocal with any state. If you wish to become a licensed adjuster in New York, you MUST take a state exam.

Will I get a completion certificate when I finish?

Due to the nature of the program, a certificate is not issued upon completion.

This program is a flexible study aid that can be used at your discretion and in the way that best suits you to prepare for the New York adjuster licensing exam. Many choose to go through the entire program, complete every lesson in order, and then take the practice exam a few times. However, it is also possible to use the course to study only specific areas... for example, a seasoned adjuster who just moved to New York and now needs a New York license may only need to study up on New York's unique laws and regulations. Therefore, it is not even necessary to fully "complete" the program.

As noted in the FAQ above, a pre-licensing course/certificate is not required to sit for the state test.