How Do I Become An Insurance Adjuster in Texas?
The state of Texas works hard to keep the process for becoming an adjuster fairly simple. While becoming an adjuster does not necessarily require a college degree, Texas requires that all adjusters be appropriately licensed. So, how does one get such a license?
Step 1–Meet the Requirements
- Be a United States citizen or legal alien who possesses a work authorization from the United States Immigration and Naturalization Service.
- Be at least 18 years of age
- Be a resident of the state of Texas.
OR Be a resident of a state that does not offer licensing for insurance adjusters. (If you live in a state that offers licensing for insurance adjusters, you must secure your own state’s license first).
Step 2–Choose Your License Type:
Texas offers only two (2) lines of authority for insurance claims adjusters:
- A Property & Casualty (P&C) Adjuster; or,
- An “All-Lines Adjuster.”
A properly licensed “Property & Casualty” Adjuster is authorized to handle residential and commercial property, personal and commercial automobile claims farm & ranch claims, and inland and ocean marine claims
The “All-Lines Adjuster” license includes official authorization to handle property and casualty (P&C) claims for commercial and residential property claims, personal and commercial automobile claims, farm and ranch claims, inland and ocean marine claims, and claims for workers’ compensation benefits. Unless you’ve been directed otherwise by a prospective employer, we strongly recommend that you set your sights on the Texas “All-Lines Adjuster” License, because it allows you to handle a wide variety of claims, which makes you much more marketable (i.e., “valuable”) to insurance carriers and adjusting companies that serve the insurance industry.
Step 3 Choose and Complete Your Path to Licensure:
There are two primary paths to getting an adjuster license in the state of Texas.
- Study and sit for the Texas adjuster exam administered by Pearson Vue; or,
- Complete and pass an approved Texas All-Lines Adjuster Pre-Licensing Course.
Most people choose the licensing course. The primary advantage is that the course provides you with more information than merely studying for an exam and the course waives the state exam requirement. Certified licensing courses must contain 40 hours of material and the licensee must pass the monitored* final exam. It’s important to note, though, that not all licensing courses are created equal. While all certified courses fulfill the criteria to apply for your adjuster license, not all of them will adequately equip you to work as an adjuster. Insurance companies are expecting you to be productive the moment you start work. The more prepared you are to jump into claims handling situations, the more desirable you will be as a candidate for employment and the more valuable you will be as an employee. The course that you choose to secure your license can make all the difference in your success as an adjuster.
AE21’s Texas All-Lines Adjuster Pre-Licensing Course is a new evolution in multimedia claims training that presents an experience that is unsurpassed in the insurance claims education industry.
AE21’s Texas All-Lines Adjuster Pre-Licensing Program provides a training experience that will keep you fully engaged while preparing you to step confidently into the role of a claims adjuster. This state-of-the-art course caters to all styles of learning with abundant high-quality graphics, entertaining videos, full audio narration, transcripts in case you would like to read along, enhanced hands-on interactivity, and optional printable study workbooks that will allow you to create your own comprehensive off-line study guide.
With its user-friendly interface and clear instructions, all of your focus will be on the dynamic content as you navigate the course.
Through this one-of-a-kind multimedia licensing program, not only will you learn how to handle claims arising out of the most common insurance policies sold in today’s marketplace, but you will learn the importance of what it truly means to be an adjuster and how the response to this honorable calling can lead to an exciting and satisfying career while making a positive impact in the lives of others.
This program will provide you with the best possible learning opportunity to understand what the claims practice is all about and the ability and confidence to respond to claims situations once you enter the practice.
The Texas Department of Insurance approved this pre-licensing program and allows those who have successfully completed the program to apply for their Texas All-Lines Adjuster license without sitting for the state licensing exam.
*Texas requires that the course’s final exam be monitored. It can be anyone who is not related to or a subordinate of the applicant. For people working at home, it could literally be a friend or neighbor. The applicant and monitor have to sign a monitor affidavit that must be notarized and sent to the course provider before a Certificate of Completion can be issued.
Step 4 Submit Fingerprints for background check through IdentoGO.
Step 5 Submit Your Application Online:
- Once you have passed the course and completed fingerprints, you may then complete the online application. You will submit your course Certificate of Completion with the application and a copy of the IdentoGO receipt showing that you sent your fingerprints to the Texas Department of Public Safety. You will also pay a $50 application fee. For more info visit The Texas Department of Insurance.
Once you have your license, you’ll need to complete some additional steps every few years to keep it active. Resident Texas adjusters are required to complete 24 hours of continuing education (CE) every two years to renew their license. Licenses must be renewed every two years, on the last day of the licensee’s birthday month. Don’t worry, we’ve got you covered! AE21 offers continuing education courses for Texas adjusters.
For a limited time, we are offering a 15% discount on enrollment for our cutting-edge Texas All-Lines Adjuster Pre-Licensing Program. Use code LAUNCH22 at check out for 15% discount * valid until 10/31/22.