Analyzing Causation in Property Claims Adjusting - FL

Using examples from the 1906 San Francisco Earthquake & Fire and Hurricane Katrina, this course provides adjusters with a detailed analysis of the doctrines of causation and their impact on coverage under homeowner's and commercial insurance policies. It covers the three key legal doctrines 'Proximate Cause, Concurrent Causation, and Efficient Proximate Cause' that have expanded coverage for losses involving multiple perils, as well as the insurance industry's response through the Anti-Concurrent Causation Clause. Expanding on the concepts from the 2-credit course, Causation Concepts, this 4-credit course also explores how the insurance industry responded to the aftermath of the 1906 disaster. This course aims to deepen your understanding of these complex issues for future claims.